Note: I may receive of commission for some of the products mentioned below.
I will only recommend products I either use myself or would the circumstances made the product necessary.
Credit Cards: Reference Travel Hacking series
Budgeting: http://www.youneedabudget.com YNAB for short. Export transactions directly from the bank and categorize to track how things are going. I love YNAB and use reporting functions to understand how my spend is tracking in prior time periods.
Net Worth: http://www.personalcapital.com I check my Personal Capital account daily…that may not be healthy, but the consolidation of information makes my life much easier. I use Personal Capital for the following:
- Net Worth Tracking
- Credit Card spend for Travel Hacking
- Checking for fraudulent charges
- Retirement Modeling
- Fee Analyzing
Others use Personal Capital for budgeting as well because it automatically adds all expenses. It’s very possible I go this route in the future to save my hour a month I spend on YNAB
Investing – http://www.vanguard.com is where we keep our taxable accounts. The lowest fees around in general…everyone recommends Vanguard and for good reason.
Online Savings Account – Earning 0.01% at your local bank not cutting it? We’ve had a great experience at http://www.synchronybank.com. Formerly of GE Capital, Synchrony Bank spun off and offers some of the best saving rates in the industry (1.05% at the time of writing this)
Amazon Prime: We order many items off of Amazon to prevent trips to the stores and free up time. The added benefits of Prime Video and Prime Music make the $99 Annual fee very reasonable.
Cell Phone: http://www.ting.com We moved our service to Ting recently and have paid ~$50 a month for both phones or a savings of $140 a month (or $1,680 a year) into perpetuity! My personal favorite MVNO (Wiki), so you don’t pay for the advertising cost of the other companies!